Privacy Policy

Our Privacy Commitment To You:
The Annuity Connection is here to help you provide you with the best information as we can find regarding annuities. The last thing we want to do is damage our reputation by violating your privacy. This document details how we’ll use the information you provide to us or we collect on your behalf.

Collection of Nonpublic Personal Information:
We may collect Nonpublic Personal Information from you or others, including your name, address, e-mail address, telephone numbers, Social Security Number, other information that permits us to contact or communicate with you, information about your financial situation including your employment or occupation, salary, assets, insurance and investment transactions, banking information, and other financial and tax information you may elect to supply to us.

We collect this Nonpublic Personal Information through various sources, including:

  1. Information we receive from you on new account forms, fact-finding questionnaires, product and service applications, and other forms
  2. Information we receive from you, in writing, electronically, through the telephone, or through our website, when you communicate with us, or request information about our products and services
  3. Your transactions with us, our affiliates, and those product sponsors with whom we have selling agreements or other arrangements for the provision of services to you
  4. Consumer reporting agencies
  5. Affiliated and unaffiliated product sponsors with whom we have selling relationships and whose products you own.

Sharing of Nonpublic Personal Data
As permitted by law and as outlined in this policy, we disclose Nonpublic Personal Information to affiliates and unaffiliated third parties that provide services to us or with whom we have contractual relationships in order that we may carry out your directions and effectively and efficiently service your account. Examples of third parties with whom we may share your Nonpublic Personal Information include:

  1. Mutual fund companies, insurance companies, and other product sponsors in order to execute your investment and insurance purchases and sales and to allow for the servicing of your accounts
  2. Clearing Agencies or other broker/dealers through whom we clear and settle your securities transactions
  3. Companies providing account performance and/or reporting services on your accounts
  4. Third party asset managers with whom we have relationships for the management of customer accounts
  5. Banks and other financial institutions where our Registered Representatives are located and with whom we have arrangements for the marketing and sale of our products and services
  6. Companies that provide services to us to assist with the maintenance of required books and records or to facilitate client mailings or publications on our behalf
  7. State, Federal, and other regulatory and self-regulatory authorities as required by law or regulation
  8. Other companies, associations, agencies, third parties, and institutions that provide services to us in order that we may more effectively and efficiently service your account
  9. Those companies, associations, agencies, third parties, and institutions with which we or our Registered Representatives are licensees, registrants, or Members
  10. In certain situations, your Registered Representative when leaving our firm for another firm, as is outlined below.


Where we share your Nonpublic Personal Information with third parties for the purposes noted above, we ensure that there are contractual agreements with the third party prohibiting their use and disclosure of that information for any purpose other than to carry out the purposes for which you disclosed the information or that such third party is prohibited by law from further sharing your information (such as regulators).

Except under the circumstances outlined above, we will not share Nonpublic Personal Information with affiliated or unaffiliated third parties concerning our current or former customers for marketing purposes or otherwise.
 
Clickstream Data & Cookies
We may collect information regarding the behavior of users visiting our website, such as clickstream data and IP address. We may collect this information for reasons such as legal compliance, security protection and to improve our services and your experience with the website. If you visit another website via a link on our website, the service provider or media owner of such other website may also collect similar information.

A cookie is a small data file containing information, such as a link that a user clicked on, which is written to the user’s hard drive by a web server and used to track the pages visited. With cookies, the information is anonymous and not personally identifiable. It does not contain personal information such as name, address, telephone number or email address. It also does not contain user passwords. The individual information gathered in this manner is used for internal purposes only, such as looking at unique page views and customizing content. We also use the information on an aggregate basis, to track the usage of our website and to analyze traffic patterns.

You can control your browser’s settings regarding cookies by selecting "Internet Options" or "Preferences" in the menu bar of your browser. This will allow you to prevent your browser from accepting new cookies, have your browser notify you when you receive a new cookie, or disable cookies altogether. However, because our website requires cookies for certain functions, we recommend you leave them enabled.

Email
Any an all email collected by The Annuity Connection is kept confidential and not shared with third parties. The Annuity Connection does, however, maintain a suppression file of email addresses in compliance with the CAN SPAM Act of 2003 (S.877). This list is updated to exclude the respective email addresses from The Annuity Connection sponsored email campaigns. Links to removal are included with each and every email sent.
 
Steps We Take To Protect Your Information
We have security policies and procedures reasonably designed to prevent unauthorized use or access to your Nonpublic Personal Information. In addition to your Registered Representative and his or her office, your information is available to employees for various business purposes, such as processing or servicing transactions, and those fulfilling compliance, legal or audit functions. Our computer systems utilize password protection to prevent access by unauthorized personnel, and we employ other physical, electronic, and procedural safeguards to ensure the protection of your Nonpublic Personal Information in accordance with state and federal privacy regulations.
 
Amendments To Our Privacy Policy
When we make material amendments to our Privacy Policy we will post an appropriate notice on our website. In addition we may send you an amended version of our Privacy Policy through the mail.